{
  "reportVersion": 1,
  "generatedBy": "mcpdoctor",
  "scannedAt": "2026-10-11T03:35:48.748Z",
  "server": {
    "registryName": "dev.rateapi/mcp",
    "title": "RateAPI — live US mortgage, auto, HELOC, personal & deposit rates",
    "description": "Live US mortgage, auto, HELOC, personal & deposit rates with evidence, plus who can join each lender",
    "registryVersion": "1.0.0"
  },
  "endpoint": "https://mcp.rateapi.dev/mcp",
  "trust": {
    "finalStatus": "PASS",
    "protocolVersion": "2025-03-26",
    "serverInfo": {
      "name": "rateapi-mcp",
      "version": "2.1.0"
    },
    "toolCount": 89,
    "findings": [
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[9].products has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[9].limit_per_product has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[9].total_limit has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[25].limit has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[25].offset has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[51].term_months has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[51].window has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[51].group_by has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[51].benchmark has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[55].term_months has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[55].credit_score has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[55].down_payment_percent has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[55].fees has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[58].product_type has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[58].term_months has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[58].loan_program has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[58].min_apr has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[58].max_apr has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[61].product_type has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[61].loan_amount has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[78].name has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[78].cadence has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[78].intro_text_override has no description"
      },
      {
        "code": "PROPERTY_DESCRIPTION_MISSING",
        "severity": "WARN",
        "message": "tools[78].status has no description"
      }
    ]
  },
  "verify": "npx @eidonze/mcpdoctor schema https://mcp.rateapi.dev/mcp"
}